Fundamentals of Macroeconomics Essay Example for Free

Fundamentals of Macroeconomics Essay Some of the terms that are frequently used in economics are; gross domestic product (GDP), real GDP, nominal GDP, unemployment rate, inflation rate, and interest rates. Gross domestic product is the money value of the nation’s productivity. GDP is the value of all finished goods and services produced within the country’s border. Real GDP is the market value of the final goods and services produced in a year. Real GDP means that it was adjusted for inflation so it will show a more accurate figure. Without real GDP our market values would look a lot higher than they really were and this helps us when trying to see what our productivity was. Nominal GDP is also known as the current dollar amount. It is the gross domestic product that has not been adjusted for inflation. Nominal GDP can be misleading because it does not adjust the inflation amount. For example if the nominal GDP figure showed that it shot up 10% but inflation has been 5% the real GDP has really only increased 5%. The unemployment rate is a percent of people who are not currently working but are willing and able to work or currently seeking. There are three different types of unemployment. The unemployment rate is figured by dividing the number of unemployed people by the number of people who are working and then multiplied by 100. Inflation rate is when prices for goods and services are on the rise. Inflation results in higher prices for the same amount goods and services one could have bought the year before for a lower price. Inflation gives high prices and lower purchasing power from consumers. The dollar amount becomes less than what it previously was. An interest rate is a percentage of the principle, which is the total amount of a loan, given by a lender for the use of an asset. The asset could either be a house or vehicle. An interest rate is usually based on an annual basis so this is also known as an annual percentage rate or APR. Somebody who has a high credit score shows that they have a good track record with other loans and monthly payments and will be given a lower interest rate. Somebody who has a low credit score is considered more high risk and will be given a higher interest rate. The three sectors; government, households, and businesses all have a circular flow between the three. The purchasing of groceries affects each one of the three sectors in different ways. It goes along with the law of demand and supply and the price level or inflation. Households decide and control what and how much to buy for consumption. The income effect has part of what consumers buy also. If there is an unexpected change of price this will affect the purchasing power of the consumer. Since households have control on what they buy and how much this will affect each business that contributes to the grocery stores. The competition in the grocery stores will affect the price of each item will affect what the household buys. Distribution also plays an important role in the economy by getting goods where people want them. If goods are in high demand this may affect the price level which may affect what consumers will buy. The government in turn will make some of their money on sales tax from the groceries. This tax will be used for expenditures that will go back into the economy. A decrease in taxes could affect the three sectors in a positive way. If there is a decrease in taxes there is a chance that more tax revenue is generated. The reason is because if people are bringing in more money into their households they will likely spend more money which will help businesses. If businesses are busy and making more money they will be more likely to hire more people who in turn will also be taxed which will help the government. A massive layoff of employees would hurt the economy and the three sectors. If people are out of work they are bringing in less money for their household. Since they will not have as much money as they are used to they are less likely to spend money which will hurt businesses. If businesses are not making a profit they may be forced to lay more people off. Because there are so many people laid off they will likely collect unemployment insurance which will cost the government more money.

Internet Crime Essay example -- Technology Computers Web Essays

Internet Crime New times bring new crimes. Actually, as time moves on and our world becomes more technologically dependant, the same old time-tested crimes evolve to fit the arena of the Net. To be specific, the most common Internet crimes are forgery, assault, fraud, and theft.[1] Identity Identity—it’s our most valuable commodity. It defines who we are and is essential to doing business and carrying on personal relationships. But on the Net, identity is ambiguous. To paraphrase Microsoft's ad campaign, Who do you want to be today? More appropriately, who might want to be you today? Email has become the written communication medium of choice for many of us—it's fast, cheap, convenient, private, and secure. Right? Unfortunately, three out of five is bad. Digital forgery is becoming increasingly common on the Net, particularly email forgery. Virtually anyone can duplicate your email return address and use it to send false, malicious, and even legally actionable messages using what appears to be your name and identity. Forged email can also be used to acquire information, create enmity among friends, ruin reputations, defraud people of money or valuable information such as passwords, and even spread hate messages and false death threats. In short, anything a forger can attempt to accomplish in the paper world can be done in the electronic world--but much more easily. The best—If not the most convenient—way to protect yourself against email forgery is by encrypting your email, rendering the message unintelligible to anyone but its intended recipient. Here are five keys to protecting yourself from forgers. 1- Be alert for any responses to emails that you don't believe you have sent. 2- Be alert... ...rs as passwords. In conclusion, crimes committed through the Internet medium are the same proverbial monkey that has been on society’ back for years, just wearing a different mask. The most common Internet crimes include forgery, assault, fraud, and theft. If you are concerned abut possible security holes in your PC network or Internet connection, go to http://coverage.cnet.com/Content/Features/Dlife/Crime/Quiz2/1,140,,00.html?, take the security survey, and these guys will help you beef up the security of your system. [1] http://coverage.cnet.com/Content/Features/Dlife/Crime/ [2] http://www.news.com/News/Item/0,4,6577,00.html [3] http://www.news.com/News/Item/0,4,120,00.html [4] http://www.metro.ch/avpve/ [5] http://www.bocklabs.wisc.edu/~janda/gtvh_faq.html [6] http://www.usps.gov/ [7] http://www.infowar.com/sample/results.html-ssi

Coral Reef and Australia

The great outback! Hey mate! Ever wanted to take an adventurous trip somewhere, but you’re not sure where? Well Australia would be the perfect place to start! Three reasons why Australia should be the first place you visit are for starters, the amazing scenery and beauty of the country, Secondly the exquisite variety of food, and lastly, the unique culture. Australia has one of the most breath taking sceneries in the world, all the way from the Great Barrier Reef to the city of Melbourne.The Great Barrier Reef is known for being the largest coral reef in the world; it is so incredibly vast that it can even be seen all the way from outer space. It is also unbelievably beautiful. Other beautiful places to visit in Australia are the Sydney harbor, which was the first settlement in Australia and you can also find the iconic Sydney opera house there, the beautiful island of Tasmania which is the most mountainous region of Australia and is dotted with beautiful flowing rivers and wa terfalls, and also another iconic symbol of Australia the Uluru rock, this rock is famed for its amazing color changes as the sun sets and rises.Australia has so many beautiful sights to visit, which is one fantastic reason to visit Australia. Australian cuisine can vary from your common everyday food that we have here in America, to all kinds of interesting and exotic foods native to Australia. The term â€Å"bush tucker† is used to describe a certain type of cuisine in Australia, that is made up of the native foods in Australia, such as kangaroo, emu, or even crocodile. A lot of foods in Australia contain seafood, as Australia is the third largest fishing zone in the world.Some iconic foods of Australia are, for one, the Chiko roll, a deep-fried savory roll that is also similar to a spring roll. Other iconic foods are vegemite, macadamia nuts, violet crumble, cherry ripe Jaffa’s, and many other different foods. The food in Australia is often described as exotic and d elicious. This stimulating food variety is just another great reason why Australia should be at the top on your list of places to visit. The culture in Australia is very interesting and fun, especially if you’re into surfing and water sports, which are very big in Australia, along with other sports such as rugby, cricket, and soccer.Australia is also big into country music, which may come as a surprise to some people, but some great country singers have come from Australia such as Keith Urban. The common apparel in Australia is called surf wear or bush wear, and is very popular among many of the Australian people. As far as religion goes, Australia has no official one, but according to the Australian census, most people are either Christian or irreligious. Most of the Christian are either Roman Catholic, Anglican, or apart of the uniting church.As you now know, Australia has a very interesting and diverse culture, which is the last reason why you should make visiting Australi a a priority. In conclusion, Australia is stunningly gorgeous and has many captivating sights and historical scenery to visit while you’re there. It also has a very unique and beloved cuisine that is unlike any other in the world and accordingly very great tasting. Lastly, the variety of culture is just amazing and so fascinating. These are the three main reasons why your next vacation should be a trip to the great outback! See you ther!

The Music Of Music And Music - 1833 Words

Ludwig van Beethoven was beaten everyday by his father. This was so Ludwig could become a prodigy just like Mozart. His father would deprive him from sleep so that Ludwig could get some extra rehearsal time. This man caused Beethoven to become a genius in music performance and composition. Imagine if he wasn’t made to learn about music. Since he is one of the greatest influential composers in music, his knowledge wouldn’t have been passed down through the generations. Students shouldn’t be forced to learn about music like Beethoven was, but they can choose to love it on their own. They can only get this opportunity if music programs are added to part of their education. When music education classes are added to the curriculum, the children benefit immensely. Music education only began a couple hundred years ago. It was started after Reverend Thomas Symmes ministered at a church which then became â€Å"the first American school dedicated solely to singing† (Stanford). The school’s main purpose was to teach the children how to read music for religious celebrations. Over a hundred years later, the Boston Academy of Music was established. One of the founders wrote Manual of Instruction, which is a published book used for teaching music education. Eventually this author, Lowell Mason, was allowed to instruct music education at the Hawes School since the book became so successful. After many years music was officially constructed into Boston’s school curriculum. Since then music hasShow MoreRelatedMusic : Music And Music949 Words   |  4 Pagesdefinition of music is very different to many people. Some say that music is the arrangement of sound and silence. Others like myself say music is that and much more. Music is an aural form of art that is used to express emotion and touch the hearts of the listener through the use of phrasing, dynamics, style and tone color. Music is a very universal art form. There are not many people in this world who do not listen to at least some form of music weather it be pop or rock music on the radio, orRead MoreThe Music Of Music And Music1518 Words   |  7 Pageswill be. For instance, in the music section of my Perceiving the Performing Arts class, our Professor made the class, consisting of musicians and non-musicians, sing the next chord that he was going to play and we all successfully did. Just like with language, in a simple sentence we can assume the next word. Like in this sentence â€Å"the piano is out of __,† we expect the next word to be â€Å"tune.† This is because there’s some kind of neural connection that we have between music and pleasure. So how doesRead MoreMusic, Music And Music1293 Words   |  6 Pagessociety has evolved, but through music. It has been a vessel used to evince key emotions when words do not seem to be enough. The dulcet hum of the violin or even the sharp notes from an electric guitar are more than enough to express those intangible, yet impressionable feelings that cannot be fully appreciated through words. However, combine words and music together and the composer has a tool that can awaken a thousand souls all at once. Over the millenniums, music has had a profound ability toRead MoreMusic, Music And Music730 Words   |  3 PagesReporting the Southern sounds from the Web When delving into the historical music and sounds of the South for research purposes one might need to encounter a website with all the content they require. According to the website, https://folkways.si.edu/ known as â€Å"Folkways†, a subset page from the archives of the Smithsonian museum discusses material relating to the American South, but most of the content pertaining to music. With music being the primary focus of the website, it did not exclude text to appearRead MoreMusic And The Music Of Music1929 Words   |  8 Pagesbeen in both chorus and band, along with general music classes through fifth grade. Although, I did not have very much knowledge on music history or the many different music composers. My knowledge in music was mainly revolved around music theory and harmony. When the semester began I was not positive what was in store for me, however what I was sure about was two things. One, I would love whatever we learn for I have a deeply rooted love for music. And two, I would leave this class with an abundanceRead MoreThe Music Of Music And Music Essay2736 Words   |  11 Pages The same colors of music have been used to paint unique masterpieces throughout history. From Mozart to Michael Jackson and Beethoven to Bob Marley, the behaviors of sound– melodies, harmonies and chords– have been manipulated by individuals to communicate their soul’s message to the masses. The connections between music from the renaissance to contemporary tunes is quite surprising. The Beatles weren t the first ones to talk about love, life struggles or heartache. These have been common themesRead MoreThe Music Of Music And Music1876 Words   |  8 Pagescaused Beethoven to become a genius in music performance and composition. Imagine if he wasn’t made to learn about music. Since he is one of the greatest influential composers in music, his knowledge wouldn’t have been passed down through the generations. Students shouldn’t be forced to learn about music like Beethoven was, but they can choose to love it on their own. They can only get thi s opportunity if music programs are added to part of their education. When music education classes are added to theRead MoreMusic Is Music For The Sake Of Music1327 Words   |  6 PagesAbsolute music is music simply for the sake of music. This means music with no attached program or meaning. One is brought to wonder about absolute music; can it be that instrumental music can really have meaning? When one thinks of music with meaning, their mind is automatically drawn to think of program music, which is music with an attached meaning. Can our minds truly add meaning to instruments with no predisposed purpose? All through our lives we hear music on the radio, loud pumping music blastingRead MoreMusic : Music And Alternative Music978 Words   |  4 PagesThroughout time, music has become an innovation which influences generation after generation. It has always been a significant part of citizen everyday lives. It creates mixed emotions for every individual in any situation that they are a part of. There are many genres of music in specific cultures. All music has its own individuality to it but two in particular have unique and similar qualities, Indie music and Alternative music, through its musical structure, publishing with record labels, andRead MoreMusic And Music1120 Words   |  5 PagesBeyond the Patient Music being used to heal truly goes beyond just the patient. Music is capable of not only healing that patient, but also the families, staff, and artist. Families that have ill infants are often spending countless hours at the hospital. Even though that situation is never ideal for any family, they try to spend as much time with their little bundle of joy to let them know they are loved. As said prior, the hospital setting in itself is a stressor but not only for the patients,